Purpose

AROA is a national, incentive-driven framework designed to ensure that AI-driven efficiency gains flow not only to corporate profits but to workers, consumers, and communities. It acts as a “market-compatible social contract” for the automation era — rewarding firms that share their savings while cushioning dislocated workers.

 

Core Architecture

1. Universal Transition Accounts (UTAs)

• Funding: 0.5 % levy on corporate receipts (above $50 M) or equivalent AI-compute tax.

• Benefits: portable worker accounts covering:

  • Wage insurance (up to $20 k per year × 2 years)

  • Accredited retraining and certification

  • Health-care bridge (up to 6 months)

  • Startup grants / loans (up to $50 k)

• Administration: managed through public-private financial institutions; worker-directed within approved categories.

 

2. Qualified Efficiency Actions (QEAs) — Corporate Incentive Suite

   Tax credits to channel AI savings toward social outcomes:

     Action                                                                                           Credit                      Purpose

     Frontline wage increases above inflation....................................20%......................Strengthen low/mid-income pay growth

     Consumer rebates ≥ 2 % of sales..................................................20%......................Encourage visible price relief

     Profit / equity sharing with employees........................................25%......................Align ownership and loyalty

     Employer UTA contributions (beyond required minimum).........30%......................Expand safety nets and retraining funds

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  Credits may offset up to 50 % of corporate tax liability.

 

3. Worker Power & Fair Process

• Union neutrality required for firms claiming >$10 M credits.

• Fast-track arbitration for automation disputes.

• Encourages “automation dividend” clauses in bargaining agreements.

 

4. Transparency & Oversight

• Treasury publishes an Annual Efficiency Dividend Report tracking UTA flows, wage/price outcomes, and credit utilization.

• Enforcement targets fraudulent claims rather than micromanaging firm-level savings audits.

 

Economic Impacts

     Indicator                                          Projected Outcome (5 yrs)

     Prices............................................3–8 % decline vs. baseline through competition and rebates

     Frontline Wages............................+5–10 % sustained growth

     Unemployment..............................Temporary +0.3–0.6 pp increase; median reemployment < 60 days

     GDP Growth.................................+0.3–0.8 pp annual uplift

     Inequality (Gini)............................Modest decline; real household income up

     ROI...............................................$1 implementation → $60–100 societal benefit

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   Example: A $10 B retailer automating admin tasks saves ≈ $750 M. After AROA credits: $375 M rebated to consumers, $187 M to frontline raises, $50 M to UTAs — while retaining R&D capacity and improving margins.

 

Equity & Regional Design

• Allocate UTA funds by displacement intensity; ≥ 25 % earmarked for rural and non-metro areas.

• Prioritize training pipelines in healthcare, skilled trades, and public-sector digital service.

 

High-Road Business Coalition for the AROA Humanitarian Dividend

 

Purpose

   To extend AROA’s domestic “share-the-gains” ethos to global and humanitarian outcomes.
   Participating firms voluntarily contribute 1 % of AI efficiency gains (0.5 % domestic / 0.5 % global) as a Humanitarian Dividend, in addition to meeting AROA obligations.

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Guiding Principles

• Additionality: Beyond CSR and AROA compliance.

• Transparency: Publicly verifiable outcomes.

• Neutrality & Dignity: Non-political, needs-based allocations via vetted providers.

 

Governance & Integrity

• Independent Advisory Board (labor, consumer, humanitarian, investor, academic).

• Anti-greenwashing guardrails: no credit “cherry-picking,” pass-through minimums (≥ 90 % for global aid), non-substitution of existing CSR funds.

• Public quarterly dashboards and third-party assurance.

 

Certification Tiers

     Tier                     Contribution                    Example Impact

     Bronze..................1 % (0.5 + 0.5)...................≥ 10 k U.S. households rehoused / 10 M global person-weeks of aid per year

     Silver....................1 % + 0.25 % uplift............≥ 20 k HH / 20 M person-weeks

     Gold.....................≥ 1.5 % total.....................≥ 35 k HH / 35 M person-weeks + microdata transparency

 

Measurement & Assurance Framework

   To calculate the 1 % Humanitarian Dividend, companies choose from three auditable methods:

     Method                                              Basis                                                                                                                Verification

     Fixed Proxy (default).......................Greater of 5 % of AROA tax credits or 0.05 % of revenue..........................Safe harbor (no AI-savings audit)

     Method A – Output Metrics............Hours automated × standard labor rate × realization factor (≈ 0.5)............Third-party attestation

     Method B – Finance-Derived...........1 % of verified G&A reduction vs. pre-AI baseline.....................................CFO sign-off + assurance

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All require quarterly self-reporting, annual assurance, and recipient transparency for public dashboards.

 

Strategic Impact

Together, AROA and the High-Road Coalition create a two-tier architecture:

• Domestic Prosperity Engine: Tax-credit and levy system that returns AI efficiency to workers and consumers.

• Global Solidarity Engine: Corporate commitment to share 1 % of automation dividends with society’s most vulnerable, under transparent, audited rules.

 

In short:
The AROA turns AI’s inevitable efficiency wave into a new era of shared prosperity, fair competition, and humanitarian leadership — backed by data-driven standards, real economic ROI, and voluntary corporate alliances that reward ethical innovation.